John Hancock | August 2022

Improved the guarantee durations on:

  • Protection Indexed UL ’22 policies
  • Protection UL ’22 policies that include the Long-Term Care (LTC) rider

The average guarantee increase is three years and applies to both new and inforce Protection IUL ’22 policies. For Protection UL ’22, the NLG duration will now be similar whether the LTC rider is included or not. These improvements have no impact on premiums or policy values, so it is only good news for your clients.