John Hancock

Introducing John Hancock’s new Protection IUL. Read More.

Please see the important dates for year-end business. Read more.

John Hancock has announce another crediting rate increase this year on our Protection UL and Protection SUL policies, BOTH inforce and New Business. There will be a 20 BPS increase come September 1st. The increase in crediting rate will impact 6 Billion of policy values.

Improved the guarantee durations on:

• Protection Indexed UL ’22 policies
• Protection UL ’22 policies that include the Long-Term Care (LTC) rider

The average guarantee increase is three years and applies to both new and inforce Protection IUL ’22 policies. For Protection UL ’22, the NLG duration will now be similar whether the LTC rider is included or not. These improvements have no impact on premiums or policy values, so it is only good news for your clients.

Repriced Protection Survivorship IUL. Review the protection SIUL producer guide and Barclays flyer.
Repriced Protection SUL. Review the protection SUL producer guide.

With this expanded coverage limit and a choice of two compelling term solutions — Protection Term and Vitality Term — you can now reach more clients than ever. Read more.

New Protection UL–Pay less and get more than ever
Show your clients how our newly repriced Protection UL continues to stand out against GUL competitors – making it a clear choice for customers seeking better long-term value. Protection UL comes with a 4.65% current interest crediting rate – an increase of 30 basis points that demonstrates the ongoing strength of John Hancock’s General Account investment strategy and our commitment to our policyholders. Read more.

To help you meet the life insurance needs of even more term clients, John Hancock is reducing the minimum face amount for Vitality Term and Protection Term.