This case presented with a male, Non-smoking (NS), age 52 5’5″ 167 lbs. – type 2 diabetic, with elevated liver functions.
What were the challenges?
Advisor requested Preferred Best rates, issued at standard, but premium went to over 17K
What was the First American solution?
We summarized medical records, and insurance lab results and sent out as quick quote to the market.
What was the outcome?
We were able to find one carrier who was considered at super standard, and others at standard that had lower premiums.